Rosita Vilchez's Human Design Chart
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Rosita Vilchez's Biography
Peruvian real estate entrepreneur. On 6 September 2012 she was charged with bank fraud in Federal Court.
She was extradited to the United States in June 2015, pled guilty to leading a wide-ranging mortgage fraud conspiracy that targeted hundreds of victims in the northern Virginia Hispanic community. The mortgage fraud scheme, which operated between August 2005 and August 2007, generated nearly $7.4 million in fraudulent proceeds and caused losses of more than $15 million to lenders, most of which were federally insured.
Vilchez pled guilty to conspiracy to commit bank fraud and wire fraud affecting a financial institution. According to court documents, Vilchez operated a real estate firm (Vilchez & Associates), a title insurance company (Pino Title), and the branch of a loan brokerage business (Mount Vernon Capital Corporation) in Manassas, Virginia, all of which she used to carry out the fraud scheme. Vilchez and her co-conspirators submitted fraudulent loan documents that falsified their real estate clients’ income, employment, and assets so that they could obtain loans to buy property through Vilchez & Associates, which received commissions of as much as six percent of the selling price of every home.
The Vilchez conspiracy targeted Hispanic clients who were not proficient in spoken or written English, and the borrowers often were unable to read their loan documents and were unaware of the false statements submitted to the lenders on their behalf. According to court filings, the fraudulent loan applications made it possible for the borrowers to qualify for loans they could not afford to repay. Most of these borrowers later lost their homes to foreclosure.
Vilchez faces a maximum penalty of 30 years in prison when she is sentenced on December 4, 2015.
Your Cross represents the specific theme of your life. This cross embodies your unique potential & the lessons you're here to learn, providing a roadmap to fulfilling your life purpose.
We use the UTC birth time and date to do the calculations required to generate your Human Design chart.